spend management | motive card

An integrated spend management solution can help you save time through automation of administrative tasks such as consolidating receipts, tracking expenses, and simplifying reporting like IFTA filing, so your team can be more productive. Motive’s spend management solution is part of our all-in-one platform meaning you can manage fleet and spend in one dashboard. This provides full visibility into your entire business so you can identify areas to save and operate more efficiently.

Getting an holistic view of your fleet, including expenditures, helps you run a more efficient business:

• Gain visibility into your entire business operations and spending areas so you can easily identify opportunities to save.
• Easily sort and filter your transactions by cardholder and other data that already exists in your Fleet Dashboard without having to manually compare separate applications.
• Simplify administrative tasks with automatic fuel purchase reports generated from the Motive Card, combined with vehicle location data to make things like IFTA filing easier.

Detect and reduce fraud with Motive’s Vehicle and Spend Location mismatch functionality which ensures that it’s really your vehicle getting filled up. GPS location matching compares Motive Card and Vehicle Gateway data. Receive alerts for differing vehicle and spend locations and use card spend controls to reduce out-of-policy transactions.

You can use the Motive Card to get premium fuel discounts at participating partner stations including Love’s Travel Stops, TA, 7-Eleven, Petro Stopping Centers, TA Express, Road Ranger, Casey’s, Yesway, Allsup’s, and a number of independent truck stops. We also have partnerships to help you save on maintenance, tires, labor, and more at locations including Boss Shop, FlowBelow, and more.

Yes. Motive Card charges a monthly fee per active card.

Yes. If the invoice is not paid in full by the due date, a late fee will be assessed and applied to your account. The late fee is 5% of the invoice balance, with a minimum fee of $40.

Please click here to apply. Motive does not pull or report on your personal credit. We rely on your business credit bureau report to determine spend limit. After you submit your application, we typically provide a response within three days. See additional application details here.

Motive does report your payment history to business credit bureaus, allowing you to build and improve your company’s credit score when you pay on time. A strong business credit score can help provide opportunities to secure additional financing with better interest rates and loan terms.

The Motive Card is more than a fuel card for fleets. Yes, you can use it to purchase and get discounts on fuel, but you can also use it for fleet maintenance & repair, lodging, gas station store purchases and any other business expenses. Motive Fleet Card can be used anywhere Mastercard is accepted.

Traditional credit cards and cash provide minimal control over the amount spent, the location of spending, and the specific items purchased. In contrast, fleet cards empower you to manage employee expenditures directly. For instance, you can use spend controls  to establish daily or per-use dollar limits, block unauthorized merchants, and only enable certain spend categories.

Motive Fleet Card uses data-driven, proactive defenses — fraud detection and controls — to detect and reduce fuel theft GPS location data matching that compares fleet and spend data allow you to ensure it’s really your vehicle getting filled up. Receive alerts for differing vehicle and spend locations and use card controls to reduce out-of-policy or suspicious transactions. The mobile-based unlock feature provides added security by requiring cardholders to verify their identity via their assigned phone, reducing fraudulent purchases. Integration of spend management and fleet telematics data allows for tighter controls and optimized operations.