Products | Spend Management
Manage your spend where you manage your fleet.


How it works
Save on every gallon with this fleet card.
Monitor your fleet spend
Get discounts, no hidden fees
Control spend limits
Monitor your fleet spend
See real-time reports on spending and savings by driver and vehicle.
All-in-one integrated suite

Manage your fleet operations and spending from one dashboard to consolidate tools and save time. Get a complete view of your business activities – know where your drivers are, how they’re driving, and what they’re spending on.
Automatic spend reporting

Understand spending and savings trends at a glance. Monitor fleet card transactions by cardholder, amount, and category.
Simplified IFTA reporting

Motive Card transactions are automatically included in your purchase history. Details like vehicle, fuel type, and more are assigned to each purchase.
Get discounts, no hidden fees
Get discounts on fuel, maintenance, and more with this fleet card.
Competitive fuel discounts

Get Tier 1 savings averaging 20+ cents per gallon at over 4,000 partner locations and growing, including Love’s, TA, and Road Ranger.
Maintenance discounts

Save on other expenses in addition to fuel. Get discounts on tires, preventive maintenance, labor, and more.
No hidden fees

No application, membership, or transaction fees.
Backed by benefits

Get peace of mind with additional services and benefits when you use this fleet card, including rental insurance, travel assistance, and more.
Control spend limits
Easily customize your spending restrictions. Boost security and reduce unauthorized use.
Built-in spend controls

Use powerful built-in spend controls to reduce fraud and unauthorized spend. Set limits for each cardholder by day and time, transaction, and product category.
Limit risk

Minimize risk from lost or stolen cards and employee churn. Activate and deactivate fleet cards and change credit limits.
Reduce fraud

Match your spending with fuel data and vehicle location.
Detailed reporting
Manage all your fleet operations in one dashboard. Get visibility into unique insights and discover opportunities to optimize.
Identify spending trends that may indicate issues to address.
More savings
Save on business expenses when you use your free Motive Card. Use it anywhere – this fuel fleet card is accepted anywhere Mastercard is.
Get premium discounts on fuel, maintenance, and more.
Advanced spend controls
Instantly manage fuel card status and gain complete control over driver spend.
Match spend with fuel information and vehicle location to reduce unauthorized use.
Customers love us
Get started today
Save money and control your spend with the Motive Card.
Frequently Asked Questions
Why do I need a spend management solution?
A spend management solution can help you automate administrative tasks like consolidating receipts, tracking expenses, and simplifying tasks like IFTA filing so your team can be more productive. Since Motive’s spend management solution is integrated into the Fleet Dashboard, where you also manage your daily operations, you can get an integrated view on what’s happening across your entire business to identify areas to save and operate more efficiently.
How can a spend management solution that is integrated with my fleet operations application benefit my business?
Providing a holistic view of your fleet, including expenditures, helps you run a more efficient business. For example:
1. Gain visibility into your entire business operations and spending areas so you can easily identify opportunities to save.
2. Easily sort and filter your transactions by card holder and other data that already exists in your Fleet Dashboard without having to manually reconcile them between seperate applications.
3. Simplify administrative tasks with automatic fuel purchase reports generated from the Motive Card combined with vehicle location data to make things like IFTA filing easier.
4. An integrated system can also strengthen fraud protection. The Fuel Hub tracks exactly how much fuel is being used per vehicle and who is making the purchase. This should match the amount of fuel purchased with their Motive Card, and match the right driver assigned to each card.
Is the Motive Card a fuel card?
The Motive Card is more than a fuel card – you can use it to purchase and get discounts on fuel, but you can use it anywhere, not just fuel providers. It’s conveniently accepted everywhere Mastercard is accepted.
What sort of discounts can I get with the Motive Card?
Get discounts at participating partner stations including Love’s Travel Stops, TA, Petro Stopping Centers, and TA Express. We also have maintenance and repair partnerships to help you save at locations including Boss Shop. We are actively expanding our discount partner network.
Does the Motive Card require a membership fee?
No, the Motive Card is completely free to use. There are zero activation, transaction, or membership fees.
Does the Motive Card have late fees?
Yes. If the invoice is not paid in full by the due date, a late fee will be assessed and applied to your account. The late fee is 5% of the invoice balance, with a minimum fee of $40.
Does Motive report to credit bureaus?
Motive does report credit performance to the business bureau, allowing you to build and improve your company’s credit score when you pay on time. A strong business credit score can help provide opportunities to secure additional financing with better interest rates and loan terms.
What’s the Motive Card application process?
Details of the application process can be found on the Motive Card Underwriting page.
The Motive Card is issued by Sutton Bank, Member FDIC pursuant to a license from Mastercard International. Subject to the Terms of Service. Mastercard and the circle design are registered trademarks of Mastercard International Incorporated.