As fleet managers and executives, safeguarding your operations from fraud is not just a priority—it’s a necessity. At Motive, we understand the challenges you face in managing your costs. That’s why we are focused on protecting your bottom line while maximizing your profits. We are introducing a suite of new fraud detection features for Motive Card designed specifically to protect your fleet against unauthorized spending and theft.

Key features of Motive’s new fraud controls

The power of Motive’s new fraud controls comes from the deep integration of fuel card spending with fleet telematics data, the foundation of the Motive Integrated Operations Platform. By combining vehicle telematics data with transaction data, Motive provides a comprehensive view of your fleet’s operations and costs – in real time. This holistic approach enables us to identify fraud with unprecedented accuracy and speed.

  • Stop fraud before it occurs. Vehicle & Spend Location Mismatch provides an essential layer of security against fraud, with new alerts and auto-decline controls if the vehicle location does not match the fuel card transaction.
  • Respond faster to suspicious activity – Fuel Type Mismatch, and Fuel Level & Spend Mismatch alerts fleet managers to suspicious activity. Fraudulent spend includes purchasing gasoline when the company vehicle is a diesel truck, or fueling up after alerts show the tank is already full. In such instances, Motive alerts fleet managers and allows them to lock the card or block the merchant.
  • Control spend in real time – Category Level Spend Limits let you set customized spending limits for different categories and timeframes to maintain strict control over your fleet’s expenses. For example, you can set lower limits at home improvement or grocery stores, and higher limits for fuel and maintenance spend. Ensure that every transaction aligns with your fleet’s policies and budget.
  • Increase profits with a holistic view – Making all of this possible is the integration of vehicle telematics and spend transactions in one platform. This gives fleet managers a comprehensive view of all fleet activity, control to identify and stop unauthorized spending, and proven opportunities to improve profit margins, savings, and operational efficiency.

The high cost of fuel card fraud

Fraud impacts all aspects of your business. If left unchecked, it can lead to serious consequences like:

  • Direct financial loss: Unauthorized transactions can drain your budget and impact your bottom line. Fuel card fraud can account for up to 19% of a fleet’s spend, or even higher in some cases. That’s money you can’t afford to lose.
  • Operational disruptions: Fraudulent activity can disrupt your fleet’s operations, leading to inefficiencies and delays. Without AI-powered technology, sifting through transaction data to find suspicious charges can take days.
  • Reputational damage: Fraud can damage your company’s reputation and erode trust with clients and partners.

Motive Card: Your fleet’s shield against fraud

Motive, the leading AI-powered fleet management platform, has been protecting fleets against fraud since 2023, and new, groundbreaking fraud controls further leverage the company’s market-leading AI technology and integrated fleet telematics data to proactively detect and decline fraudulent transactions – even before they strike. During Motive’s early release of the program, the new Motive Card fraud control features saved customers more than $250,000 by detecting 1,200+ unauthorized transactions in just 30 days.

“The Motive Card does so much more than save us time and fuel costs, it alerts us to potentially fraudulent activity and declines those transactions. We haven’t had any fraud since using the Motive Card,” said Alex Amort, Vice President of Compliance for Cascade Environmental. “Because we’re able to manage our fleet and expenses in one dashboard, we have much closer control over our operations, can stop fraud before it happens, and can better coach our drivers on fueling policies and efficiency. With Motive, we’re able to obtain true, documented, direct savings to our bottom line.”

Protect your fleet with Motive

By implementing robust fraud detection measures and leveraging advanced technology, you can safeguard your fleet’s financial health and ensure its continued success. Don’t let fuel card fraud steal from your bottom line. Take control of your fleet’s finances with Motive’s advanced fraud protection.

Want to see how Motive’s new fraud controls can protect your fleet? Take a tour of the product to see the power of an integrated platform to save your fleet money and mitigate risk.